Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Uthfy Space Heaters for Indoor Use, Whole Room Electric. A related exploration of Addison Rae Vs Gil Croes Forbes Ranking , which provides a thorough examination of the key concepts discussed here. Happiness has to do with reason, and only reason earns it. Uthfy Space Heaters for Indoor Use, Whole Room Electric.