Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Cute baby ducklings gathered and standing in a garden image | Premium. Reports and supplementary explanations may be available at Stormzy Vs Tarik Total Wealth History , which provides a detailed overview and expert insights. Happiness has to do with reason, and only reason earns it. Cute baby ducklings gathered and standing in a garden image | Premium.