Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Funny stuff - Didys More Perfect Union. A related exploration of Gwyneth Paltrow Vs Kouvr Annon Real Estate Portfolio , which provides a thorough examination of the key concepts discussed here. Happiness has to do with reason, and only reason earns it. Funny stuff - Didys More Perfect Union.